# Portfolio management services: These services are aimed at investors achieving the right mix of investments, such as stocks, bonds, commodities, derivatives and CDs, depending upon their financial goals and risk appetite. Portfolio management encompasses making a choice between equity and debt, domestic and international investments as well as growth and safety.
# Retirement planning services: Once the retirement goals have been laid down, appropriate investments need to be made into pension plans, 401(k) plans and profit sharing plans. One may also need to invest into the financial and money markets to ensure a steady stream of income post retirement.
# Collective investment portfolio management: Banks offer advice on collective investments, such as mutual funds, ETFs and managed funds. One may also need professional advice for investing in hedge funds. Such funds hedge their risks via methods like short selling.
# Brokerage services: Investors need brokers to trade in bonds, stocks, foreign currency and derivatives. The brokerage services offered by banks are considered more reliable and are preferred to those offered by individual brokers.
Apart from financial goals, investors may have other priorities that financial institutions providing investment services can take into account. Such priorities may include socially responsible investing, green investing and sustainable investing.Download